Senior Compliance Analyst
IT, Legal
New York, NY, USA
Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments.
Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years.
We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others.
We're a team of 170+ across 26 states and 7 countries, headquartered in New York City.
Our Risk & Compliance team is hiring for a Senior Compliance Analyst who is curious, ambitious, and wants to build compliance infrastructure that scales. The Compliance team manages KYC/KYB onboarding, CDD/EDD reviews, OFAC screenings, and bank partner deliverables across multiple sponsor bank relationships. We’re an AI forward team actively automating compliance workflows, and this person will play a direct role in shaping how that work evolves. You’ll work alongside business facing, revenue generating teams and have a direct impact on the customer experience for some of Lithic’s largest enterprise clients. This is not a back office seat, Risk & Compliance at Lithic is a growth function.
What You'll Do
You will own compliance execution and quality across Lithic's CIP, KYB, and CDD/EDD programs, while contributing to the AI-assisted workflow infrastructure that makes that work scalable and defensible.
Core responsibilities include:
- Own end-to-end CIP decisioning, maintaining quality and turnaround standards across high-volume programs
- Perform quality assurance on AI-assisted onboarding decisions and document reasoning in a format that holds up to bank partner and regulatory scrutiny
- Identify process gaps and propose improvements
- Support bank partner deliverables across Lithic's sponsor bank relationships
- Contribute to AML/BSA compliance & Regulatory compliance testing and oversight activities
- Work with Product and Engineering when new features touch compliance
- Contribute to Lithic's long-term compliance strategy by helping build infrastructure that scales
What You'll Need
Minimum Qualifications
- 3-5 years of compliance experience in fintech, payments, or a bank-partnered environment, and a direct CIP background required
- Self-starter who can work independently while knowing when to escalate and collaborate
- Working knowledge of AI governance in a compliance context, including how to document and defend AI-assisted decisions to bank partners
- Direct experience with KYC/KYB tools
- Exceptional organizational skills and ability to create structure where none exists
- Strong written and verbal communication
- Solid grasp of the regulatory framework governing financial products (Reg E, Reg Z, and USA PATRIOT Act, etc)
- CAMS certified or actively working toward it
Nice to Have
- Experience in compliance QA or program testing
- Background in high-risk verticals (MRBs, crypto-adjacent businesses, or similar)
- Experience in card issuing, payments, or fintech with exposure to sponsor bank relationships and regulatory requirements
Base Salary: $86,000 - $140,000
This is a remote position. However, candidates must be located in the United States, Canada, Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance.
Benefits for Full-Time US Employees:
- Unlimited PTO
- 12-weeks fully paid parental leave
- 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
- Work From Anywhere: work from anywhere in the world 4-weeks each year
- 3% cashback on card purchases with your complimentary Privacy.com employee account
- Health, vision, and dental insurance; HSA Contribution Match
- 401(k) match
- Voluntary Life Insurance and STD/LTD
NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs.
In-office employees receive:
- Commuter benefit
- Catered lunch every Tuesday and Thursday